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Table of Contents
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Chapter 100 General Information
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View Guide
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Chapter 200 Pricing and Registration
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View Guide
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Chapter 401 Eligibility Criteria
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View Guide
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Chapter 402 Property Analysis
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View Guide
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Disaster Area List
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View
Form
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Chapter 403 Appraisal Analysis
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View Guide
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FNMA Property Inspection Waiver (PIW)
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View Form
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FHLMC Minimum Assessment Feedback (MAF)
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View Form
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Chapter 500 Regulatory Compliance
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View Guide
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Chapter 600 Closing and Funding Requirements
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View Guide
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Chapter 700 Representations and Warranties
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View Guide
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Chapter 800 Privacy Policy
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View Guide
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View Bank Partner Flow Charts
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View Closing Forms
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View Exhibits
Referenced in this Manual
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View ARM Disclosures
Referenced in this Manual
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Exhibits
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Return to Top
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Exhibit Title
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Exhibit Number
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Secondary
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Federal Holidays
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Exhibit S01
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Loan Registration/Lock-in Form
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Exhibit S02
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Lock Change Request Form
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Exhibit S03
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Fees
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Exhibit S04
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Penalties
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Exhibit S05
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Proof of Lock Submission
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Exhibit S06
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Underwriting & QA
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QA Disclosure Package |
Exhibit U00 |
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Conventional Underwriting Submission Form
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Exhibit U01
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FHA Underwriting Submission Form
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Exhibit U02
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FHA Streamline Refinance Submission Form |
Exhibit U02a |
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VA Underwriting Submission Form
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Exhibit U03
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VA IRRRL Submission Form |
Exhibit U03a |
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UW Re-submission Cover Sheet
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Exhibit U04
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Request to Return File
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Exhibit U05
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Appraisal Waiver Acceptance Form
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Exhibit U06
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Borrower Authorization for Counseling
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Exhibit U07
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Certification for Living Trusts
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Exhibit U08
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Condo/PUD Project Checklist & Certification
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Exhibit U09
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Condotel Checklist
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Exhibit U10
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Landlord Counseling Program Certification
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Exhibit U11
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Social Security Number Release Form
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Exhibit U12
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Summit Closes / BP Processed
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Closing Schedule Sheet
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Exhibit C01
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Closing File Submission Forms
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Exhibit C02
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Delivery Closed Loan / Purchase Funded
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Closed Loan Transmittal
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Exhibit D01
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Correction POA
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Exhibit D02
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New Construction Tax Bill
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Exhibit D03
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Notice to Change Mortgagee Clause
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Exhibit D04
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Servicing Transfer Letter
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Exhibit D05
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Tax & County
Recorder Information
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Exhibit D06
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MOM Mortgage Sample
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Exhibit D07
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Final Documentation Transmittal
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Exhibit D09
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RESPA Certification |
Exhibit D10 |
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ARM
Disclosures
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Return to Top
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ARM Disclosure Title
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Disclosure Number
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Reserved for Future Use
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AD001
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ARM Disclosure 3-1 T-Bill 2-2-6 caps
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AD002
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ARM Disclosure 3-1 Libor 2-2-6 caps
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AD003
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Reserved for Future Use
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AD004
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ARM Disclosure 5-1 T-Bill 5-2-5 caps
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AD005
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ARM Disclosure 5-1 Libor 5-2-5 caps
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AD006
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Reserved for Future Use
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AD007
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ARM Disclosure 7-1 T-Bill 5-2-5 caps
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AD008
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ARM Disclosure 7-1 Libor 5-2-5 caps
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AD009
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Reserved for Future Use
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AD010
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ARM Disclosure 10-1 T-Bill 5-2-5 caps
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AD011
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ARM Disclosure 10-1 Libor 5-2-5 caps
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AD012
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Reserved for Future Use
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AD013
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ARM Disclosure 1 Year T-Bill 2-2-6 caps
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AD014
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ARM Disclosure 5-1 T-Bill 2-2-5 caps
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AD015
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ARM
Disclosure IO 6 Month Libor 1-1-6
caps
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AD016
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ARM Disclosure 3-6 Libor 6-2-6 caps
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AD017
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ARM Disclosure IO 3-6 Libor 6-2-6 caps
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AD018
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ARM Disclosure 5-6 Libor 6-2-6 caps
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AD019
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ARM Disclosure IO 5-6 Libor 6-2-6 caps
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AD020
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ARM Disclosure 7-6 Libor 6-2-6 caps
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AD021
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ARM Disclosure IO 7-6 Libor 6-2-6 caps
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AD022
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ARM Disclosure 10-6 Libor 6-2-6 caps
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AD023
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ARM Disclosure IO 10-6 Libor 6-2-6 caps
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AD024
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ARM Disclosure 3-1 Libor 2-2-5 caps
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AD025
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ARM Disclosure IO 3-1 Libor 2-2-5 caps
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AD026
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ARM Disclosure IO 5-1 Libor 5-2-5 caps
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AD027
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ARM Disclosure IO 7-1 Libor 5-2-5 caps
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AD028
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ARM Disclosure IO 10-1 Libor 5-2-5 caps
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AD029
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ARM Disclosure 5-1 Libor 2-2-5 caps
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AD030
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ARM Disclosure IO 3-1 T-Bill 2-2-6 caps
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AD031
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ARM Disclosure IO 3-1 Libor 2-2-6 caps
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AD032
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ARM Disclosure IO 5-1 T-Bill 5-2-5 caps
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AD033
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ARM Disclosure IO 7-1 T-Bill 5-2-5 caps
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AD034
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ARM Disclosure IO 10-1 T-Bill 5-2-5 caps
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AD035
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ARM Disclosure IO 5-1 T-Bill 2-2-5 caps
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AD036
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ARM Disclosure IO 5-1 Libor 2-2-5 caps
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AD037
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Reserved for Future Use
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AD038
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Reserved for Future Use
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AD039
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ARM Disclosure IO 5-1 Libor 5-2-5 caps
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AD040
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ARM Disclosure IO 7-1 Libor 5-2-5 caps
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AD041
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ARM Disclosure 5-1 Libor 5-2-5 caps - Jumbo-A
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AD042
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ARM Disclosure IO 5-1 Libor 5-2-5 caps - Jumbo-A
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AD043
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ARM Disclosure 3-6 Libor 2-2-6 caps - CreditPower
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AD044
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ARM Disclosure IO 3-6 Libor 2-2-6 caps - CreditPower
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AD045
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ARM Disclosure 5-6 Libor 6-1-6 caps
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AD046
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ARM Disclosure 2-6 Libor 2-2-6 caps - CreditPower
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AD047
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ARM Disclosure IO 2-6 Libor 2-2-6 caps - CreditPower
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AD048
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ARM Disclosure 6 month Libor no caps
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AD049
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ARM Disclosure IO 6 month Libor no caps
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AD050
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Reserved For Future Use
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AD051
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ARM Disclosure 5-6 Libor 2-2-6 caps - CreditPower
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AD052
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ARM Disclosure IO 5-6 Libor 2-2-6 caps - CreditPower
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AD053
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ARM Disclosure 5-6 Libor 6-2-6 caps - CreditPower
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AD054
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ARM Disclosure IO 5-6 Libor 6-2-6 caps - CreditPower
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AD055
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Prepay Disclosure - Alt-A
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AD056
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ARM Disclosure Libor Index - Specialty ARM
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AD057
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ARM Disclosure MTA Index - Specialty ARM
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AD058
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Prepay Disclosure - Specialty ARM
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AD059
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ARM Disclosure - 40 year 3-1 Libor 2-2-6 caps
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AD060
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ARM Disclosure - 40 year 5-1 Libor 5-2-5 caps
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AD061
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ARM Disclosure - 40 year 5-1 Libor 2-2-5 caps
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AD062
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ARM Disclosure - 40 year 7-1 Libor 5-2-5 caps
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AD063
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ARM Disclosure - 40 year 10-1 Libor 5-2-5 caps
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AD064
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ARM Disclosure - IO 3-1 Libor 2-2-6 caps
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AD065
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ARM Disclosure - IO 3-1 T-Bill 2-2-6 caps
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AD066
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ARM Disclosure - IO 5-1 T-Bill 5-2-5 caps
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AD067
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ARM Disclosure - IO 7-1 T-Bill 5-2-5 caps
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AD068
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ARM Disclosure - IO 10-1 T-Bill 5-2-5 caps
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AD069
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ARM Disclosure IO 2-6 Libor 2-2-6 caps - CreditPower
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AD070
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ARM Disclosure IO 3-6 Libor 2-2-6 caps - CreditPower
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AD071
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7 Year Balloon Disclosure
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Exhibit 029
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